The Only 1 Home Loans team has been providing home mortgage and refinancing services across the United States for over 15 years. When it comes to financing your home, just remember, Choose Only 1 Home Loans!
Meet the Team
We've highlighted 3 popular Texas home loan programs below along with some of their key benefits. Choose any of the following to learn more or click on loan programs at the top of this page to view additional home loan programs available here at Only 1 Home Loans.
You’re buying a home that requires a mortgage above the conforming limits. You’ve got the income and cash reserves to support a large house loan.
FHA home loans require as little as a 3.5% down payment which makes them a very popular home loan option for a majority of homebuyers in Texas.
Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.
Conventional mortgages in Texas are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in Texas? Rates are historically low and now may be the right time to start saving money every month!
Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!
